Online Casino USA 2018 Guide for American Gamblers
When the Unlawful Internet Gambling Enforcement Act (UIGEA) became a reality in 2006, it changed the online casino USA industry. Fortunately for American casino fans, there are still various online casinos to choose from if you’re living in the United States. Here at CasinoTop10, you'll find an extensive list of casinos which accept transactions from American-based players and that have been tested and approved by our staff.
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Although Las Vegas and Atlantic City are widely thought to be the largest and most well-known gambling meccas across the lands in America, the internet can also be regarded as a gambling mecca in its own right. Why? Well, simply because there are a mélange of online gambling sites to play at that can be found on the net is astonishingly huge. And of course, similarly to land-based casinos, there’s a mixture of internet casinos which basically consists of the good, the bad and the downright ugly. The problem that’s obviously presented here is distinguishing between them in order to find the right fit for you as a gambler. Sadly, if you had to check out all the new online casinos available for American gamblers, it would possibly take you weeks, months or even years until you come across one that’s worth depositing your bankroll at.
Expert Reviews of Online Casinos in the USA
Luckily for all you gamblers out there, our experts at CasinoTop10 are here to swoop in and save the day. We know the industry like the back of our hand and have dedicated many years to reviewing online casinos USA to provide you with the cream of the crop in online gambling entertainment. So leave your fear of playing at a rogue casino at the door and opt to play at one of the online casinos USA in our list instead.
Our Selection of Desktop & Mobile Casinos USA
Our selection of online casinos USA includes ones that are compatible with both desktop and mobile in most cases. Most online casinos within the legal states have mobile versions with software for Android and iOS devices such as the iPad, different tablets, and mobile phones. However just like when you play on desktop, the same geo-restrictions will apply on your mobile. Your location will most likely be required by most mobile casinos as you need to be confirmed as being within the legal Mobile Casino operating states. Similarly, if you are playing games online which you leave on automatically this won’t be possible on a mobile that is turned off as the geo-tracking needs to be activated in order for you to be allowed to play. Having said this, there are still many mobile casinos for you to choose from – just keep your location switched on and you’ll be accepted in no time.
Before 2006 there were no legal limits for online gambling; however in 2006, the then president George Bush enacted the SAFE Port Act which also incorporated restrictions for online gambling in the United States. The gambling law, Title VII of the SAFE Port Act is known as the ‘Unlawful Internet Gambling Enforcement Act of 2006’ – more commonly referred to as UIGEA.
The UIGEA Law's Impact on USA Online Casinos
The UIGEA's law which,'...prohibits gambling businesses from knowingly accepting payments in connection with the participation of another person in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law', clearly restricts online gambling in the US and is now strictly regulated and varies from state to state. However, as it currently stands it is not illegal for players to play casino games online due to the massive loopholes which are present in UIGEA. The law is indicative of the fact that it is the processing and acceptance of player’s payments to online casinos by banks and financial institutions that is illegal and not internet gambling itself.
In today's world, there are a number of legitimate casino sites which allow US players to enjoy their time by gambling online. If you happen to come across one that you like and accepts you to register with them, this means that it has the ability to receive deposits and process withdrawals by using certain alternate payment methods. Keep in mind that if you choose to sign-up through one of these sites, it is entirely the responsibility of the online casino or financial institution to adhere to any laws and not you as a player.
Online Casinos US State Laws Summary
Online casinos are officially legal in the states of Delaware, Nevada, New York and New Jersey. You need to be within these states in order to access online and mobile gambling opportunities. Prior to signing up at casinos, CasinoTop10 recommends that you check the laws which govern where you live in order to determine whether to sign-up to a site or not, as those states which do allow online gambling are usually heavily regulated. The States of Nevada and New Jersey, for example, had declared that non-state regulated gambling is illegal, but online gambling per se is not.
The licensed casino operators will also take many measures to check the physical location of all those who wish to play online and on mobile. If you have changed your IP address for privacy reasons or to access news sites abroad this will affect your ability to play at online casinos within these states. Even if you are close to the limits of a bordering state your location may indicate that you are no longer in the legal casino playing area and you won’t be allowed to play.
Despite the fact that only three states have legalized online casino gambling in the United States, more states are now in a debate in order to have the online casino world more regulated and are attempting to legalize it. You will have to follow the relevant state discussions surrounding online gambling legislation in order to keep updated on the latest attempts for legalization. The next states most likely to have it legalized are California and Mississippi so make sure you monitor the discussions happening in those states.
There are different restrictions associated with playing casino games online – we have outlined the different kind of restrictions for the different entities within the online gambling industry and for different actions taken so you can be absolutely sure of the legalities and illegalities within the industry.
Gambling Restrictions for Online Casino USA Players
Player’s cannot be prosecuted for playing at online casinos as it doesn’t break any federal laws. Although you may be breaking state laws, this is unlikely as you will normally be barred from playing at online casinos when you are geographically positioned outside of the legal gambling states. Placing bets at online casinos is completely legal and poses no risk to online players. The restrictions from the UIGEA restricts the avenues through which players can play online, and payment options available to those players who wish to play, but player’s themselves are free to play online.
Restrictions for US Casinos & Other Entities that Accept Casino Game Bets
Any online casinos within the United States that are outside the states of New Jersey, Delaware, and Nevada and are accepting payments and operating are doing so illegally and at very high risk of prosecution. Online casinos within the legal states and offshore in legal countries are within the legal frameworks and may operate freely.
Restrictions for US Online Casino Companies Operating From Outside the States
Online casinos that are outside of the legal states are prohibited from accepting betting payments from customers. This has moved many online casinos to operate legally in other countries, even though the U.S government states that it is not legal for offshore online casinos to accept bets from U.S players. Whether or not they have the power to prosecute hasn’t been tested.
Restrictions for Payment System Companies
The bulk of the law is a charter of obligations of ‘non-exempt’ participants and designated payment systems and requires such participants and systems to “identify and block or otherwise prevent or prohibit the processing of restricted transactions”. Assisting in the transfer of funds to online casinos inside and outside the US is how the US government has tried to stop online gambling from occurring – by attacking the source. If money can’t be sent around between players and online casinos, nobody can play the games and the online casinos can’t benefit from player’s money or transfer winnings back to players. Without money that can be freely moved, the online casino industry doesn’t work.
The United States Treasury and Federal Reserve Board have outlined five different payment systems that fall under the act as a payment participant that will have to block betting payments: card systems, ACH systems, wire transfer systems, check collection systems, and money transmitting businesses.
There are specific participants who are responsible for blocking the payments and monitoring illegal activity within each payment systems – not everyone will be prosecuted. In the case of ACH systems, it’s the financial institution that makes the deposits and any third party that receives credit or processes the debit on behalf of the commercial customer. In the case of cards such as VISA or MasterCard, it is the card company that will be in the red if the process online casino payments. For check collection systems and wire transfer system it’s not actually the system company itself but the depositary and beneficiary’s bank, respectively. And finally, in the case of money transmitting businesses, it’s the operator itself that will be charged for illegal activity. The act makes it clear that any back-office support provider to any of these payment systems and services is not considered a third party and will not be prosecuted.
Within the legal states, processing payments for online casinos and their players is legal. You will find that there will always be a payment option available to you when you play online, we have only listed the best and most reputable casinos that accept payments and transfers between US citizens and the casinos.
Advertising Restrictions For Casino Online USA
Advertising Restrictions for Major Media Outlets
Accepting advertising for internet gambling in major media corporations is not allowed. Major online media conglomerates google and yahoo have prohibited the advertising of online casinos since they received a government warning. Although there is no specific legislation surrounding casino advertising, most major media outlets have now prohibited it themselves. Although some fines have been imposed, no further action has been taken.
Advertising Restrictions for Smaller Media Outlets
Accepting advertising for internet gambling in smaller media outlets is a grey area. For small publishing sites there could be warnings issues, but to date, no small publishing outlet has been fined or prosecuted.
Restrictions for Online Casinos in the USA Purchasing Advertising Space
There is no issue for online casinos to buy advertising space in any media outlet. As mentioned above those who have more to worry about are the publishing outlets themselves, particularly if they operate as affiliates. However online casinos themselves are allowed to pay money to advertise, it’s up to the media outlet to accept it.
Similarly, to other countries, the types of online casinos games that Americans play for real money is generally a reflection of the culture and society present in the U.S and above all what players enjoy playing the most. Whilst Slots online games hold a rightful place in the hearts of many online gamblers, Americans are also fond of the virtual replicas of table games such as Blackjack online, online Roulette and in the case of many high rollers also online Baccarat. A few other popular games which are widely renowned as being casino favorites in the United States include the dice game online Craps, the machine-like game Video Poker, online Keno and Bingo.
US Online Slots
Slots are definitely the most popular online casino games that have gained a huge fan base ever since their release. They’re not simply limited to Fruit Slots machines. There are so many different themes on the net that it’s absolutely insane. If you’re interested in learning all about Slots, we highly urge you to have a look at our Slots online guide where we delve into all the nitty-gritty details about the game.
US Online Blackjack
Blackjack is a popular table game with many US players. The classic game can be found at virtually all US online gambling sites and some even have several variations of the game too. You can find out more about the digitalized version of the game in our Blackjack online guide.
US Online Roulette
The red and black wheel of chance has been played for centuries and has also been transported to the majority of online casinos in the United States. The game is loved for its simple rules and easy inside and outside bets. Additionally, there have been many betting systems developed to use on the game over the years too such as the Martingale system. If you’d like to learn how to play the game, head to our online Roulette guide where we delve into all you need to know before you head off and dive into a game of Roulette online.
Online Baccarat USA
Baccarat online is one of those casino games which is renowned for its glamour, especially in Vegas. The game has simple rules and involves making very limited decisions and is available to play at the majority of online casinos in the USA. Essentially, the aim of the game is to get as close as possible to the number 9. Learn all you need to know about the online casino game by reading our online Baccarat guide.
Online Craps Real Money USA
The dice game, Craps, is immensely popular at most USA gambling sites. And although at first glance, the table might lot a tad bit look complicated, it’s not as hard to comprehend as you might initially think. The game basically involves placing bets on the different parts of the table. Learn all you need to know about Craps online by visiting our guide where you can get the full gist of the game.
Online Video Poker Real Money USA
A fantastic game to play at many an online casino USA is none other than Video Poker. At land-based casinos, the game meshes 5-card draw poker with a Slots machine. The one you’d find online is the same game in its digitalized form. Although the most popular of the games is Jacks or Better, you’ll be able to find many other variants such as Joker Poker, Tens or Better and Deuces Wild Video Poker. Provided that you’d like to learn all about the game, we recommend heading to our online Video Poker guide to get to know exactly how to play and the strategies you can use when playing the game.
Online Bingo for money USA
At online casinos in the USA, Bingo is available to play round the clock. The game is super easy to learn and can lead you to win real cash prizes as a result. And the best part is you can do so while having tons of fun in the process. If you’ve always stuck to brick-and-mortar bingo halls for most of your life and would like to learn more about how to play it, the strategy involved and so forth, head to our online Bingo guide where to get into all you need to know.
Online Keno Real Money USA
Keno online strongly resembles the game of Bingo and Lottery. Like the aforementioned games, the main premise of the casino game involves predicting which numbers will be drawn. Learn more about Keno online by reading our guide on rules and strategy.
Other Types of Online Casino Games for Real Money USA
Although the aforementioned casino games are principally the most popular games in the States, players can also find a wonderful array of other games at US-friendly online gambling sites too. Among the lot are casino games such as Scratch Cards, Caribbean Stud Poker, 3-Card Poker, Sic Bo, Texas Hold’em Poker and Pai Gow Poker which provide a world of fun.
Free Online Casino Games Real Money No Deposit USA
If you’re used to playing casino games for real money in Vegas or Atlantic City and you feel a bit apprehensive in regards to making the switch from a land-based casino to an online one, you can always test out the waters by playing a few free casino games. Many online gambling sites for US players have a number of American favorites you can play before depositing your bankroll. Typically, you’ll have to sign up to play the games, but this is not always required. Provided that you don’t want to go through the hassle of browsing through a mélange of different websites to find one that hosts free games, you can also play a few casino games at CasinoTop10 instead by visiting our free casino games page. All of our games can be played via browser and won’t require you to download or deposit anything. So you can simply load the site and start gambling by using your free money today.
The biggest obstacle for US players is that there are many banks and payment facilities which won’t process payments to casinos from US players as it is highly risky. Consequently, some of the major cards that are typically offered by several online merchants are not always available to US players. So it’s very common for gamblers to look for alternative payment options instead.
Each US Online Casino Has its Own Array of Payment Options
Each online casino USA has varying online casino payment options. An important thing to note about each one is that each payment method offered has its own minimum and maximum amounts that can be deposited and withdrawn. Sometimes online gambling sites will also charge fees. However, this is not always the case.
Recommended Deposit Methods to Use at Casinos Online USA
You’ll be able to find an array of deposit methods at online casinos USA. Yet, some are definitely more common than others. Among the best ones you’ll be able to find are credit card options, e-wallets and cryptocurrencies. As credit card options, the best ones to use in order to deposit your funds are Visa and Mastercard. You can learn all you need to know about using cards at online casinos via our Visa Casinos and Mastercard Casinos guides. Provided that you prefer using an e-wallet instead, you can choose to use Neteller which is widely available at several US-friendly casinos. Other popular options that are offered include the cryptocurrency, Bitcoin, which you can learn about in our Bitcoin Casinos guide.
Recommended Withdrawal Methods at Online Casinos USA
The most popular withdrawal methods at online gambling sites are Check, and Bank Transfer and the E-wallet, Neteller which you can learn about in our Neteller Casinos guide. Sometimes though, you will find online casinos which offer credit cards and Neteller too.
What is the legal gambling age in the US?
In the United States, the legal gambling age for online gambling differs from State to State and sometimes even the types of casino games that are played. Generally speaking, the gambling age is usually either 18 or 21. We always recommend reading up on the gambling laws by visiting a government website prior to signing up at a casino.
Where is online gambling legal for players in the USA?
Online gambling is legal and regulated in the states of Delaware, Nevada, New York, and New Jersey. So, provided that you’re of legal age, you can sign up and play at online.
While there are penalties for operators in States including Kentucky, Maine, Minnesota, Pennsylvania, and Rhode Island, there’s an absence of penalties for gamblers who choose to play online. So it’s pretty much safe to say that it’s safe and legal for players to sign up at online gambling sites.
The laws surrounding online gambling in states including California, North Dakota, Missouri, Ohio, South Carolina, and Alabama are ambiguous or online gambling is conditionally legal.
Where is online gambling illegal in the US?
Online gambling is illegal in a number of different States currently. These include West Virginia, Wisconsin, Wyoming, Washington, Virginia, Vermont, Utah, Texas, Tennessee, South Dakota, Oregon, Oklahoma, North Carolina, New Mexico, New Hampshire, Arkansas, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, and Iowa.
How can I find the best online casinos USA?
In order to find the best online casino USA to meet your needs, it’s always best to take a look at our toplist above and read some online casino reviews. Bear in mind that whilst all the online casinos in our list are licensed and regulated, not all of them have a variety of online casino games which might appeal to you. Thus, we definitely recommend having a look at the selection of games at the casino you’re interested in playing at prior to signing up at the online casino.
Am I eligible to get a USA casino bonus on signing up to an online casino?
Yes, on signing up at an online casino USA, you’ll be able to claim an online casino bonus on signing up and making a deposit at an online gambling site. Of course, the internet casino you’re signing up at needs to be offering an online casino bonus in the first place for you to be able to claim it.
Where can I find the best online casino bonus USA?
You’ll be able to find the best online casino bonuses in our list of ‘Best Online Casinos USA’ above. Each of the online casino bonuses are listed right beside the casino’s brand name. In order to find out more terms about each casino bonus, you’ll need to visit the review page as well as the online casino's site.
Where can I find a new online casinos USA?
You can typically find new online casinos for US players in our dedicated page for new casinos at CasinoTop10. The process we use in order to identify suitable new online casinos is the same as the one we use for other online casinos we place in our toplist above.
Which online casinos have the fastest payouts in USA?
All the online casinos we’ve listed in our toplist have some of the fastest payouts in the USA. Payouts are typically displayed in percentage form and can be found in the information box in each online casino review.
Where can I find a live online casino USA?
Provided that you’d like to play at a live online casino USA, you’ll be able to find one by navigating to our Live Casino page where we give information about live casino games as well as the best casinos to play at.
Where can I get an online US casino no deposit bonus?
Provided that you don’t already have a bankroll to use whilst playing online casino games for real money, you can always opt to cash in on an online us casino no deposit bonus! This type of bonus will be given to you on signing up at any of the No Deposit Casinos in our toplist.
Are there any online casino real money USA PayPal gambling sites?
Sadly, as you might have already realized many online casinos in the United States don’t accept PayPal despite the fact that it’s one of the most used payment methods in the world. However, the online casino industry is one which rapidly changes. Hence, if you’re drawn to this particular payment option, we highly suggest that you check our PayPal Casinos page from time to time where we list casinos which accept the e-wallet.
Play at an Online Casino USA for Real Money
CasinoTop10 provides a concrete space for the best online casino reviews for US players who would like to make big bucks online. Each casino listed on the site features games such as online Roulette, Slots, Video Poker, Craps, Blackjack and many more. So what are you waiting for? The possibility of winning BIG by playing your favorite casino game is only a couple of clicks away! It's time to get cracking!