Players who are new to online casinos might be surprised to find they cannot simply set up an account that allows them to transfer money directly from their banks.
Unfortunately for online card players and other gamers, this is prohibited by the U.S. federal government according to some interpretations of the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA).
Many players and casinos, though, have found alternative payment options to enable them to continue playing.
Most casinos offer some kind of solution for American players and since we have already gathered the best US casinos in one place, finding one that suits your preferences shouldn't be that difficult.
There are, however, other obstacles than just finding a casino; you need to know that your money is safe and that you won't run into problems with getting your winnings back to your bank account. Depositing your money on to the site is usually not the issue; it's getting your winnings back from the casino that sometimes can be a bit more difficult.
Here is what to look for in a U.S. casino if you want to make sure you get safe and easy monetary transactions to and from your casino account:
What you should look for
Some of the listed casinos accepting us players offer credit card withdrawals back to the depositing card holder, which is something quite unique to the online casino industry today. However, what all our listed casinos do offer is at least one or several safe and secure alternatives to credit cards withdrawals, like wire transfers back to your bank account, a third-party option like PayPal and Neteller or, as a last resort, a mailed check.
Casinos not offering decent withdrawal options back to US players should not to be considered as honest operations and therefore these casinos would never make it on to our list.
US Payment Options
The way we see it, these are the best way today of transferring funds to and from a US bank account and an online casino merchant:
Your credit card, as a hassle-free and secure payment option, should and probably will be the easiest way to transfer funds online - even in the casino industry. In some casinos this already works out perfectly, and even if your transactions are not carried out instantly it feels great knowing that your money is coming in directly to your account and not through a third-party account. Especially if you are new to third-party operators it can feel a bit inconvenient shipping your winnings to an online account, and from there on to your bank account.
Third-party eWallet solutions
Once you feel comfortable using a third-party online account you will notice that they really are quite easy to use. Some eWallets even offer a personal withdrawal cards that you can use just like a regular credit card for everyday purchases or ATM withdrawals. The rather vague Unlawful Internet Gambling Enforcement Act put eWallets in somewhat of a grey zone, and afraid of being prosecuted, some closed down the business for US players. However, most have opened up the American market again and just to be clear: the American players are not doing anything illegal by transferring funds to or from a gambling site. According to the UIGEA it is the issuing bank that can get into trouble for receiving funds from a gambling site.
You can find more information about eWallets on our Payment Method Page.
Prepaid services online works just like a regular debit card. This service is more popular outside the US and some of them are not open for American players. However, UseMyWallet for example is a perfect opportunity for the US gambler who doesn't want to risk spending more money that he or she can afford. Transfers are cleared instantly.
If the casino offers to draft your withdrawal directly back to your account, well you are in the clear. The pending time of the transaction might be a couple of days before you have your money in your bank account but it is a secure way of getting your money back from the casino.
Last, and probably the least desirable way of having funds transferred back from casinos accepting USA players is to have a mailed check sent to the home address stated upon registration. As you can guess this option might take a while. Depending on where you reside, it can actually take months until you have the check in your hand. However, you will eventually have your money and it's still better than not getting it at all.
All casinos in our toplist of best casinos accepting US players offer at least one adequate withdrawal option.